- info@parkhillfinancial.co.uk
- 020 7078 8987
Life is unpredictable — but you can plan for the unexpected. Life Insurance provides your loved ones with financial protection should the worst happen, giving you peace of mind that they’ll be looked after during an incredibly difficult time.
At Park Hill Financial, we help individuals and families choose the right life insurance policy to suit their specific needs — whether that’s to support family members, cover a mortgage, or manage inheritance tax.
Life insurance is designed to pay out a tax-free lump sum in the event of the policyholder passing away during the policy term. The funds can be used to:
At Park Hill Financial, we offer a range of life insurance products from leading UK providers. Each policy is explained clearly and tailored to your needs.
This policy pays out a fixed lump sum if you pass away during the term of the policy. The benefit amount does not change throughout the duration of the policy, making it ideal for those who want to leave behind a guaranteed amount to cover living expenses, education, or a specific financial goal.
Best for: Family protection or interest-only mortgage cover
Key features:
Fixed benefit amount
Tax-free payout
Predictable and easy to budget for
This policy pays out a reducing lump sum over time, typically in line with a repayment (capital and interest) mortgage. As the amount you owe on your mortgage decreases, so does the insured benefit — making it a cost-effective option for mortgage protection.
Best for: Repayment mortgage cover
Key features:
Tax-free payout
Lower premiums than level term
Matches the reducing nature of your mortgage debt
We also offer other types of life insurance upon request, including Whole of Life, Family Income Benefit, and Critical Illness Cover.
Choosing life insurance can be overwhelming. That’s why we make it simple:
Our goal is to help you protect the people who matter most — without overspending or overcomplicating things.